Buying a Florida Vacation Home May Be More Practical Than You Think

Guest Post by Jim McKinley

If you have long dreamed of a vacation home in Florida but felt it wasn’t justifiable to go ahead with it, take a second look. Purchasing and maintaining a home in sunny Florida can become an affordable reality. Whether you are a retiree or a small-time real estate investor, your dream of a southern home is well within reach.

Southern culture can be so alluring. People who are interested in learning more should check out Embrace Southern States, a website dedicated to all the best aspects of the southern United States. Your journey to owning property in the beautiful south is just beginning. Enjoy each step of the planning process and learn how your real estate investment can earn you money.

Making Money with Your Florida Property

There are a variety of ways your new property can pay for itself. Whether you opt to rent directly to a tenant or go through a company like Airbnb, renting your property can be a profitable endeavor. If you live a distance from Florida, consider hiring a cleaner to prep the home between rentals. Property management companies can maintain your yard to ensure that it is up to your standards while you are away.

If your property has the land capacity and the right vibes, consider developing a small-venue events area. An outdoor area with beautiful gardens and arbors could offer a terrific backdrop for a small wedding or photo shoot. Your property may have more income-potential than it seems, and these varying strategies could end up paying the mortgage on the new home and even put additional money into your pocket.

Regardless of what sort of rental plan you devise, you can protect yourself and your assets from potential litigation by establishing a limited liability company (LLC) for your vacation rental business. Developing an LLC will ensure that your personal assets are protected in the event of a lawsuit from a renter. As you develop your LLC, you can hire a lawyer or use a formation service, which is considerably less expensive. Saving money on a property is important for most people; there are ways to reduce your real estate costs and get the most for your money.

Buying a Reduced-Cost Property in the South

Affordable housing can be hard to come by, but if you know what to look for, you can find a home that meets your needs and fits your budget. Given the events of the pandemic, many people are looking to sell, which means your housing selection will be greater. To find a less expensive home, look for houses that may need a little work. Minor home repairs can be completed with relative ease if you are handy with tools.

Buying property over time is another option for purchasing a home in Florida. Owner financing can be inexpensive as long as you have legal guidance on how to protect yourself and a contract that outlines details of the long-term transaction. Weigh all the pros and cons and be sure to investigate the property details to ensure that you are getting into a safe, legal situation.

As you make your plans for southern property ownership, keep in mind that your lifestyle is going to change in amazing ways.

Be Prepared for Heat and Happiness

Southern life is where it’s at. There is no doubt that the notorious southern hospitality, positive vibes, and incredible food will win you over from your first visit to your final move. If you have spent time in the southern states, you will know how important it is to have a plan for managing the heat. Invest in a quality air conditioning system that will keep you comfortable in your southern dream home.

If the south is calling, take a listen. Explore properties and make your Florida home ownership hopes a reality. With some creative planning, your property can pay for itself.

For lighthearted reading about southern life, check out Embrace Southern States today.

Road Trip Delights & Dilemmas

Snow! It makes colors POP…but can be treacherous!

My recent road trip in parts of Mississippi and Alabama was such a mixed bag of highs and lows, of expected and unexpected, of delights and dilemmas. I currently live in Florida, so y’all should certainly understand that I am NOT accustomed to driving (or walking) in snow.

TUPELO, MISSISSIPPI

Tupelo, MS had the worst snowfall in about 24 years, or so I was told. When it is fresh it is a joy to behold. Truth be told, I’d rather just see it on television or a travel website from here on out. I did manage to get nice photos, but sloshing around in the slush was cold, dirty, and probably more than a bit dangerous for an old broad like me who must sometimes use a cane. A cane, a purse, three cameras…I was quite the comical sight and so happy to escape unscathed.

While the snow and other complications of mixing Covid craziness with a writer’s conference did present brief moments of closures and confusion, our bunch braved weather together and managed to learn a lot and laugh a lot. Kudos to shuttle driver Chiquita Bobo who is a true road warrior! She earned my deepest admiration. Kudos to organizers Melody and Taylor who smiled through their tears and showed true determination. Their travel writing can be seen at Wherever I May Roam Blog.

Melody and I got to know one another at #STETupelo.

Although the Elvis birthplace was closed, I did slosh around and manage to get lots of pictures.

Can’t you see young Elvis learning to play guitar on this porch?

And less than a mile away I came upon this this most beautiful and breathtaking view that is simply too pretty to put into words.

Tranquility beyond words.

COLUMBUS, MISSISSIPPI

The next stop was the adorable small town of Columbus, Mississippi. Every single person there is a profusion of sweet Southern charm. Their accents and attitudes are alluring. Many of them are characters who deserve to be celebrated. “Mother Goose” has been advocating literacy for over 35 years. Her friend Barbara Bigelow heads Columbus Main Street and is the epitome of a Southern lady.

“Mother Goose” and Barbara Bigelow are keeping Columbus exciting and vibrant.

There is a very large historic district filled with lovely antebellum and Victorian homes that includes the birthplace of playwright Tennessee Williams.

Colorful details on the Tennessee Williams home.
This architecture abounds in Columbus, Mississippi.

TUSCALOOSA, ALABAMA

The next stop was Tuscaloosa, Alabama…where you should expect to hear “Roll Tide”, often. What you may not expect is the great variety of food and attractions. While there I enjoyed Mexican and Italian dishes.

Antipasto plate at DePalma’s in Tuscaloosa, Alabama…. yum.

Two of the biggest surprise discoveries that I happened upon were Hurricane Creek Park and Capitol Park.

Hurricane Creek Park.
Capitol Park (completed 1829, burned down 1923).

Driving back toward Florida I stopped many times to photograph old abandoned buildings and other roadside oddities.

The bizarre beauty of abandoned buildings.

This is what makes road trips so much fun. They combine the joy of going at your own pace, letting down the windows, and singing as loud as you like along with the radio. You just never know what wonderful sights and delights await you on your next road trip. This was a trip full of delights and dilemmas. Now my only dilemma is…when can I start my next adventure?!?!

Please follow along with me here at Embrace Southern States. I will keep you informed about upcoming travel articles, food, art, interviews, and so much more. Also you can find more on Facebook https://www.facebook.com/groups/embracesouthernstates .

If you enjoyed any of these photos, please take a moment to let me know. Thank you.

The Lady Who Made My Mask

The more you know, the more you yearn to know! Wait, does that even make any sense? In the case of my amazing friend, Debra Fulbright, the answer is yes it certainly does. This sweet and special lady who made my mask has done so much for so many. I have known her for at least ten years and what I now KNOW is still just the tip of the iceberg!

Recently we discussed limousines, sewing machines, a crazy quilt, and a ship being built. That was followed by tutus of tulle, tables for pool, eating smart, and caring for your heart.

The awesome Debra Fulbright !!

Here are some of the fascinating highlights of that interview.

Shall we start at the beginning?

   Sure. I was born in Graceville, Florida on April 2nd, 1960. I have three younger sisters. When I was five, we moved to Tallahassee. I attended Chaires Elementary and graduated from Leon  High School in 1978. Took data entry classes at Lively. Married at age 19 and had two children. First jobs included loan processor at a bank, Medicare processor, and the Governor’s Energy Office.

What happened next?

   A move to Virginia led to two interesting jobs. The first one was keying in programs for engineers at a NASA facility. The second one was data entry at Newport News shipyard. That was a fun job and I got to watch ships being built.

Then what?

   After moving back to Tallahassee, I had one office job then sort of got into jobs involving driving. I drove a school bus for 15 years, then did transit for disabled people, then for a few years I was a limousine driver. Now I really love working for WheelCare as I drive disabled children to and from their daycare. These are medically needy youngsters and I just love seeing their beautiful smiles. I enjoy Tallahassee for its freshwater and football, plus it is close to the ocean. Currently I also enjoy making masks as a way to help people stay safe during this deadly pandemic.

Yards and yards, bolts and bolts of fabric for MASKS.

What’s so enjoyable about making the masks?

   I love using my talent to help protect people. I do it from the living room of my small duplex using a sewing machine, ironing board, scissors, and many bolts of fabric. They are two layers of 100 percent cotton with a middle flannel insert for safe, soft, comfortable wear. Initially I was just making a few for daycare centers, but word soon spread. Now I make lots of them for medical offices, military, and first responders.

How many masks have you made?

   So far, I have made about nine thousand masks! I give away some and sell others just for enough to buy more supplies. I don’t do it for profit, but for the smile on someone’s face when they choose a mask they love. I know what it is like to suffer, so my big old soft heart just longs to ease the suffering of others as we all struggle through these unusual times.

What can you share about your own past struggles?

   My first heart attack in 2006 was followed by another the next year. That was followed by open heart surgery to remove a blockage. Life moved along fairly normally until 2019 when I found out I had stage three rectal cancer. Complications involved having a kidney removed, wearing an ostomy bag, and having follow-up chemo and radiation. I had to eat much smarter during that time period, too. That was a rough time for me because I was spending lots of quality time helping to care for my frail grandmother. She passed away at age 101 that same year. I wish I could tell you how amazing she was.

What would you like to share about your family?

   My talent for sewing was passed down from both my mother and grandmother. My mother is an industrial seamstress who loves making drapes. She once made drapery for the Florida governor’s mansion.  My grandmother was both an industrial seamstress and a master quilter. She made a Crazy Quilt which was accepted into the archives of the Museum of Florida History. My sweet grandmother had a favorite saying, “There’s always a better tomorrow, you just have to look for it”.

Her grandmother and the famous Crazy Quilt that’s now in the museum.

What passions and hobbies help make your tomorrows better?

   Nature, pool, travel, and beading! Nature sparks my creativity because Mother Nature always dresses the best.

   I love shooting pool. In 2018 I had a City Cup “8-ball” Championship. That led to my most fun ever travel adventure, getting to play in the World Cup in Las Vegas. It was just so exciting, amazing, and fun to see where 300 pool tables had been set up in this hotel. Oh, and sometimes I wear colorful tulle tutus when I’m playing pool. It just brings me joy!

Debra wearing a tutu while shooting pool !!

   A travel destination I’m hoping to visit one day is Taiwan. I have a nephew who enjoys living there and I am sure the Orient must be fascinating.

   Now creative glass beading is a very calming and centering hobby that takes my mind off my troubles. I started with simple bracelets, moved on to very intricate patterns, and now create my own unique jewelry and ornaments.

Beautiful beaded ornaments made by Debra.

   For me there are two awesome benefits of beading. The first is this thrill when the bead finds its perfect spot and makes a little click noise. That gives me a feeling of complete euphoria! The second benefit is how impressed people are when I gift them one of my pieces, some have actually cried. I am so moved to see that depth of joy in a person’s eyes that it just makes my heart sing!

What makes you an exuberant person?

   Seeing a smile that I helped put on someone’s face! I love helping people. That could be buying a meal for a struggling stranger or giving a mask to one who really needs it. I wear my heart on my sleeve and never regret doing anything I can to be helpful.

Do you have a message for the world?

   Yes, and it sounds so simple but seems to be so hard to do. Let’s all live in peace. Let’s all love one another and strive for happiness.

—   —   —   —

This is my favorite MASK… ever !!!

The lady who made my mask is a loving and delightful woman. She has taught me about sushi and about gluten-free foods. She has taught me to never take myself too seriously. She has taught me how to laugh through the pain and keep watching for that better future.  Dang y’all, doesn’t that make you want to know more about Debra Fulbright and all other people who have been doing their part making masks?

I would kindly ask you, dear reader, to please take a moment to share your comments about this article and about the lady who made my mask.

Vintage: Junk or Antique

Walk into a cluttered junk store or antique shop, look on the walls and up at the ceiling. Those items used to be “the everyday”, but now they are considered by most to be “the yesterday”. I am an old-school lady who loves to recycle and repurpose those old things, whether they be true antiques or just junk. When I was on a Mississippi and Louisiana road trip, searching for travel-writing story ideas I came across these three wonderful shops.  They were so full of “treasures” waiting to be rediscovered. I was amazed at the variety of lovely items; here are just a few examples.

Vintage, Junk, Antique….. YOU decide.

Wooden chairs hung from the ceiling, some were perfectly fine and some needed minor repairs. One looked exactly like a rocker my grandmother once owned. As their prism of colors played in the light, crystal chandeliers and punch bowls beckoned me closer. Real candle sconces of brass or pewter begged for me to light a candle and shine a ray of hope for their future. Vintage books sat sadly tucked away on bookcases where no one was likely to read them.

There are differences between junk and antique, but they are often difficult to define exactly. A thrift store sign does actually get me quite excited because it indicates the potential of what I love to call the thrill of discovery. Does it depend on age, condition, usefulness, or patina? Does a piece of clothing or an old purse ever really become a valuable antique? Why is one old kitchen bowl worth five dollars while another one remarkably similar may be five hundred dollars? Well, whether you call them junk or antique or vintage…there are oodles of items in shops like this that need to be discovered and need good homes.

Does a Thrift Store sign get YOU excited ???

Oh, how I longed to be able to give each of those gently used pieces a happy new home. However, I had already surpassed the budget for that particular journey. These are the things that can add so much sentimental and aesthetic value regardless of their actual price tag. A true find for four dollars can make a million-dollar-difference in the eyes of one who is delighted to own it. As an older item myself, how I do wish vintage finds could be treasured once again. They are not obsolete; they are simply waiting on someone to find a new way to love them.

The joy of discovery waits just inside the door in shops like this!

Have you ever come across such wonderful vintage items during your travels? Have you taken some home? Were they to be used for a purpose or simply for decoration?  Were you able to repurpose any such items for a new use?  Please do let the reader about your experiences!!  You can leave comments here and also join our Facebook Group @ https://www.facebook.com/groups/embracesouthernstates

Thank you.

Marvelous Madison, Florida

So, this article serves to celebrate my first full-fledged “foodie” piece which was just published online. I simply loved spending time in Madison, Florida.

You can read it here https://www.foodieflashpacker.com/madison-fl-restaurants/ .

The foodie article is only focused on…you guessed it… food, and only uses the highest quality food photos.

I decided to post additional (Bonus) photos here that include not only food but also places and people. These are some of the nicest folks you could ever find. The town is small, sweet, and so pretty.

A Photo Essay of sorts with just thirteen sweet and simple pictures.

Lake Frances

Enjoyable in-town spot to relax & take in the fresh air.

Four Freedoms Park with Courthouse in background

Historical park with many monuments & across from Courthouse.

Norris Café (focus on the good)

Cute, cool, colorful… Norris Cafe.
Really…the best message…FOCUS ON THE GOOD.

Grumpy’s

Jessica Webb & her dau-in-law.
Some of the BEST apple pie ever!

Smackin’ Lips

Mural just inside front door at Smackin’ Lips !!
Marv made sure I enjoyed food while Mary served other guests.

Cucinella’s

The very spot where Jonathan & Karon met!!

C & D Bistro

Dan Sullivan is a GREAT guy to engage in conversation!
Strawberry Sopapilla created for a happy lady!
Dang y’all, grab your sweet tea & enjoy these pics again!!!

Special shout outs and Thank Yous to:

(1) Chris & Amanda at Norris Cafe https://www.facebook.com/norriscafemadison

(2) Jessica at Grumpy’s https://www.facebook.com/GrumpysDinerMadison

(3) Marv and Mary at Smackin’ Lips https://www.facebook.com/SmackinLipsDiner

(4) Jonathan&Karon at Cucinella’s https://www.facebook.com/CucinellasBrickOven

(5) Dan at C&D Bistro https://www.facebook.com/cdbistro

Lagniappe Y’all

The happy musician played his accordion while I pondered the true meaning of the word “lagniappe” and devoured my fried alligator. The goal of this journey was two-fold: to interview locals, and to learn why the idea of lagniappe (that little something extra) is preciously prevalent in this region. My toes tapped as I ordered the bread pudding, knowing most would end up in a to-go box.

 Jimmy LaGrange is the man with the most melodic Cajun accent and General Manager of Randol’s Restaurant https://www.facebook.com/RandolsRestaurant/  who answered my many questions about this famous restaurant and the band. I asked patrons about local beliefs and customs. We talked about lagniappe, art, food, the nutria, the Rougarou, Mardi Gras, and things I should see while in town. Watching couples dancing on that old wooden floor, I couldn’t help smiling and feeling incredibly happy.  After all this is Lafayette, the heart of all things Cajun in Louisiana.  Many say it is the happiest city in America. I tend to agree.

Jimmy LaGrange at Randol’s has a great accent!

This prearranged interview with Jimmy was one of several during my four days in Lafayette. He explained the difference between Zydeco and Cajun music; Zydeco is faster and includes a scrub board while Cajun always includes an accordion and fiddle and is much better for dancing. His list of Cajun bests includes food, fun, music, art, and beautiful scenery. He suggested I see nearby Lake Martin. Later I asked Julia, the server, to bring my check. She laughed and said simply, “Lagniappe, love, per Jimmy’s orders it’s on the house!”

Sunrise the next morning found me standing alone in a sizeable sugarcane field. I felt gratitude as I took photographs in perfect light. Then I headed to Lake Martin, a magnificent expanse of over 760 acres of cypress-tupelo swamp that serves as a rookery for herons, egrets, and other significant nesting water birds. This ecosystem also supports alligators, amphibians, and nutria.

The nutria is an invasive species rodent resembling a beaver. Humans trap them, eat them, or harvest their fur, yet they a destructive nuisance in the wetlands. Seeing a live nutria casually going about its daily routine was a first for me. Again, I said a quick thank you to God for allowing me to see that special something extra. Apparently, my Higher Power was providing a little lagniappe of His own that morning.  

My early morning solitude over, I sought out a cup of strong coffee. That led to a pleasant conversation with a local named Diane who said the Cajun people are proud of their family and genealogy and welcome new friends into their hearts and homes. She spoke of the wedding custom of pinning money to the bride’s veil before asking her to dance.  The custom and the sharing both seemed like gestures of lagniappe. She suggested that I go see the beautiful architecture of the historic downtown area, so I did.

While walking along Vermilion Street, a fabulous old hardware store caught my attention. I stepped closer to read the for-sale sign on the door at the same moment the owner opened it from inside. When he offered to give me a tour of the building even after I had told him I was not in the market to buy, I’m sure my jaw hit the floor. He covered every inch and lovingly explained each detail. The two-story Italianate style was built in 1890 of wood, pressed tin, corrugated metal, and cast iron. Ornate designs in the columns included ribbons and fleur-de-lis. The beauty of the craftsmanship just about made me cry. I thanked him profusely and told him that his kind and caring spirit was a perfect example of lagniappe.

The following morning, I interviewed Cully Firmin, https://www.facebook.com/cully.firmin  whose versatility is astounding.  Scientifically, Cully designs geothermal sensory devices for computers and cameras. He gave me a shop tour, explaining how his work relates to photography and drilling oil wells. Quite honestly, most of it was way too technical for me.

Cully is a scientist and an artist.

Artistically, Cully and his wife Angela are award-winning instructors in photography, lighting, modeling, figure drawing, and body painting. We had stimulating discussions about food, art, and entertainment. I met their adorable son Edgar and their dog Lenore. The first lagniappe here was my favorite quote from Cully, “Pursue what you love, but never too much of any one thing.” The second was a cup of hot chai tea with cinnamon.  

My next stop was to meet Bonnie Camos,  https://www.facebook.com/bonnie.camos a native Lafayette artist and educator. She gave me a hands-on demonstration in her art studio of creating with encaustic wax; the lagniappe was two pieces of art to take home with me. She shared her views on faith, family, food, and fun. Her husband is descended from Joseph Beausolei Broussard one of the first Acadians to reach Louisiana in 1765. Bonnie claims every person has the potential to be an artist and that sometimes “you just have to tease it out of them”. She talked about the wedding veil custom and about sucking crawfish heads. Bonnie said some local artists use the large orange teeth of the nutria in creating jewelry.

Bonnie Camos is so friendly and talented.

She took me on a whirlwind tour of several top shops, markets, and galleries. We discussed the idea of food as art while studying, and then eating, a piece of quiche. I was thrilled and slightly star-struck when she casually introduced me to her friend Dusty, whom I had read about and immediately recognized as the “Cajun Picasso” https://www.facebook.com/TheCajunPicasso/ . He combines Cubism and Folk Art into what he calls “colk art” often incorporating found or recycled objects. Dusty has eaten nutria and does suck crawfish heads. He says strange Rougarou creatures similar to werewolves could exist out in those Louisiana swamps and bayous. Meeting him felt like an extra benefit or a free prize, which is just one more way to define lagniappe.

Meeting the “Cajun Picasso” was a thrill.

As we were about to leave, Dusty mentioned that he and several other local artists had painted decorative frogs all over the tiny town of Rayne, about sixteen miles away. Later that same day I drove around viewing those adorable frogs. In a small thrift store there, I spoke with the lady named Lena at the cash register. That brought back wonderful memories of my grandmother, also named Lena. When I told her that Dusty had suggested this town, she put a discount on my purchase and said, “Every little act of lagniappe makes a big difference.”

My last interview in Lafayette was with Clint Hebert, a burly bear of a man with great facial hair and a love of good conversation. His family includes makers and artisans of luxury goods using alligator leather at Mark Staton https://markstatonllc.com/about-us/ . I mean, really, just stop and think about this for a minute. Louisiana, swamps, alligators, and artistry!  They produce exceptional exotic items using the world’s most valuable reptile skins in a multitude of colors.  

Clint explains how alligators become artistry!

Clint is quite passionate about being a good steward of those skins and local natural resources. He is also keenly interested in food, art, and travel.  He would love to someday visit Paris.  Clint reports that his French-Canadian ancestors have been traced as far back as 1522. Oh, and that nutria tastes like dark turkey meat. His tip about where to find the best tasting and most artistic food in town was a lagniappe. So was the free tour of the shop. So was the nice discount when I decided to splurge on some alligator skin items.

As my tremendous trip was nearing its end, I reflected on my original goals. I had interviewed all four of my prescheduled contacts and ten others as well. We had the expected conversations about art, customs, food, music, nature, and travel. Additionally, there had been those very unexpected topics including architecture, genealogy, and science. Each interaction had been entertaining and joyful on such a deep level that I will always treasure them in my heart.

What did I learn about lagniappe? The many cultures of Louisiana have blended to form a most fascinating and fun-loving mix. When they take a strong liking to anyone, that lucky person is quite often given special gifts called lagniappe to show affection, appreciation, and a cherished “little something extra”. Lagniappe is gestures of generosity and acts of kindness. It is born of a loving spirit with an inclination to give more, do more, and be more.

Lagniappe is deeper relationships and caring connections.  It is a sweet and simple concept that makes a grand and glorious difference; it is thrilling and transformational. Living with the love of lagniappe and choosing to let it loose results in an uncensored and unencumbered freedom. It leads to a fuller awareness that an open heart and open mind can change the world for the better.   I learned to embrace my own power of lagniappe and then to exuberantly let it loose upon the planet.

((***Author Note:   In this year 2021 many of us who love Mardi Gras are saddened that parades will not roll on as usual.  Our thoughts and prayers are with places that have taken a huge blow to travel and tourism.  We look forward to  happier travels  and  lagniappe  in the future.  

For more info on Lafayette, Louisiana see  https://www.lafayettetravel.com/     Here are two photos from last year’s Mardi Gras.   ))         

Lafayette, Louisiana Mardi Gras (2020).
This year (2021) Mardi Gras is very different.

I ask you, dear reader, to please share some thoughts on this article, thanks.

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